We understand that safeguarding your funds is paramount. If you have more than $250,000 to protect, Kleberg Bank can provide up to $100 million in expanded FDIC Insurance coverage to protect all of your deposits.
Avoid the hassle and inconvenience of multiple trips to different banks. Enjoy the ease of one point of contact with your trusted Kleberg banker and a local community bank that supports and invests in building stronger communities.
We have two expanded FDIC Insurance programs depending on your liquidity needs:
IntraFi Cash ServiceSM, ICS®
Through the Bank's partnership with IntraFi, we can provide liquidity, plus assurance that the “uninsured” portion of your deposits is swept to an insured account on a daily basis. No action is necessary on your part, as the process is fully automated, based on changes to your balance.
Certificate of Deposit Registry Service (CDARS)
Through the Bank's partnership with IntraFi, we can provide expanded FDIC Insurance coverage for Certificates of Deposit (CDs) at highly competitive rates.
Benefits of ICS and CDARS
- Enjoy peace of mind. Funds placed through ICS or CDARS are eligible for multi-million-dollar FDIC protection backed by the full faith and credit of the U.S. government. And, as bank deposits, the funds are not subject to floating net asset values, liquidity fees, or money market mutual fund liquidity gates, so you can rest assured knowing that market volatility will not lead to a loss of principal.
- Earn a smart return. Earn competitive rates of interest on your entire balance.
- Get the transparency you want. ICS accounts are available for viewing within the Kleberg Bank online banking platform alongside all of your other accounts. Plus, IntraFi provides an online portal to view your balances, get statements and review any CDARS placements.
Additional Benefits for Public and Private Organizations
- Experience simplicity and efficiency. Eliminate ongoing collateral-tracking requirements, footnoting uninsured deposits in financial statements, and manually consolidating multiple accounts – freeing up more time to accomplish your organization’s goals.
- Manage liquidity. When using ICS, you can enjoy access to funds placed into demand deposit accounts and money market deposit accounts.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx