When it comes to buying a home, there’s many options. At Kleberg Bank, we partner with top-ranked mortgage lenders to help ensure you have a wide variety of financing options. You will also enjoy prompt and friendly guidance from local Kleberg Bank mortgage professional, Frank Benvenuto.
- Competitive rates for home purchasing or refinancing
- Variety of financing programs:
- Conventional Loans
- Fixed-rate mortgages
- Adjustable Rate Mortgages (ARMs)
- FHA Loans
- VA Loans
- Jumbo Loans
- Pre-approval for extra confidence when buying your home
Six Types of Home Loans
Understand the various loans available to finance your home and choose the one that is best suited for you.
Mortgage Process: The Road to Your New Home
Home buying it's so much easier when you know what to expect at each step of the process.
The 4 Cs That Affect Your Mortgage: Capacity, Capital, Credit, and Collateral
Qualifying for a home loan can seem intimidating. Explore the four areas lenders evaluate and their decisions to finance your mortgage.
Home Loan Process Dos & Don'ts for a Stress-Free Experience
Once you've secured your home loan, you'll want to know what to do and not to do to ensure you reach the closing table without a hitch.
Frank Benvenuto
Vice President, Consumer Direct Lending Manager
NMLS #1024546
Having spent over twenty years in the banking industry, Frank Benvenuto is well qualified to assist you with all your financial needs. His career with Kleberg Bank has encompassed all the major areas including consumer, mortgage, and small business lending, as well as banking center operations and customer service. Frank's combination of skills and experience in these areas yields just the right level of expertise and service orientation to assist you in finding the right lending product or bank account.
A long-time resident of the community, Frank embodies the community banking spirit. He has strong ties to the community and active service to numerous non-profit organizations including the Lions Club, the Elks Lodge and the Navy League.
Frank Benvenuto looks forward to earning a banking relationship with you. He is available to discuss your lending needs by phone at (361) 834-2246.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx