Early Direct Deposit

Early Direct Deposit is a service that comes with your Kleberg Bank personal checking account in which we credit your eligible direct deposit transaction up to two business days early. If you are already signed up for direct deposit, then you will be automatically enrolled. If you don’t have direct deposit, you must set up direct deposit with your employer.

The timing of when these transactions will be credited is based on when the payer submits the information to us. This means when these transactions are credited could vary and you may not receive your funds early.

 

No enrollment is necessary. If you are already signed up for direct deposit, then you will be automatically enrolled. If you do not have direct deposit, you must set up direct deposit with your employer.

 

Visit the Document Center located on this website or click here to access the Direct Deposit form. Once completed, it must be submitted to your employer for processing.

 

Eligible transactions are certain ACH credit transactions, such as payroll, tax refunds, government benefits, military pay and pensions. We rely on ACH transaction coding sent to us by the payer to determine if the transaction is eligible for early direct deposit. Some deposits, such as peer-to-peer payments (Venmo, Cash App, etc.) or transfers between accounts, may not be eligible.

 

Early Direct Deposit is available for all Kleberg Bank personal checking accounts.  First-Class Banking Comes Standard—Get Paid Up to Two Days Earlier with Direct Deposit.

 

Nothing. There is no charge for early Direct Deposit.  First-Class Banking Comes Standard—Get Paid Up to Two Days Earlier with Direct Deposit.

 

There are a few reasons why a deposit may not arrive early, including:

• The payer sent the deposit on the normal payday, not early.
• The deposit is not eligible for early access based on the type.

You should first check with your employer, benefits provider, or payer to confirm when the payment was sent. If you still have questions, you can contact the Customer Service Center in Kingsville at 361-592-8501 or Corpus Christi at 361-850-6800 from 7:30 a.m. to 6:00 p.m. Monday through Friday and 8:00 a.m. to 1:00 p.m. on Saturday, or visit a Banking Center in-person for assistance.

 

You can set up an alert to notify you when you receive a direct deposit. Use the convenient tools in online banking and the mobile app to set up account alerts to help you manage your account and keep track of balances. Learn how with this quick tutorial: 

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